Frequently asked questions

General

What is a hard money loan?

Often referred to as a private money loan, this is a short-term loan offered by a private lender. It is usually secured by real estate and is intended for investment purposes.

Can you get a hard money loan with bad credit?

Yes, you can absolutely get a hard money loan with bad credit. Hard money lenders focus more on the value of the collateral rather than credit score. However, bad credit may result in a higher interest rate. There are options to consider. Contact us to learn more.

Can I use a hard money loan for owner-occupied properties?

Hard money loans are typically for non-owner-occupied investment properties, but some private lenders may offer them for owner-occupied properties. Futures Funding Inc. does not offer any owner occupied solutions.

Can hard money loans be used to buy a property at a foreclosure auction?

It is possible to use hard money loans for purchasing properties at foreclosure auctions.

Best hard money lender?

Futures Funding Inc: "Brokers Who Don't Suck". Don’t just take our word for it—check out what our clients have to say!

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